Cyber Liability Insurance
Does your business use computers? Are you familiar with cyber extortion / ransomware? Do you use data in your operations? Do you have a web site?
Cyber liability insurance is intended to help address today’s cyber and privacy risks. These exposures are not generally covered by traditional insurance and represent an important “gap” in your protection.
Cyber risks are rampant and difficult to stop. One wrong click, one missing/stolen thumb drive, or one novice or experienced hacker can each cause significant hardship. Insurance is merely prudent.
Policy Highlights:
| (Program Limit Selection) |
$250,000 |
$500,000 |
$1,000,000 |
| I. |
Multimedia Liability |
$250,000 |
$500,000 |
$1,000,000 |
| I. |
Multimedia Liability |
$250,000 |
$500,000 |
$1,000,000 |
| II. |
Security & Privacy Liability |
$250,000 |
$500,000 |
$1,000,000 |
| III. |
Privacy Regulatory |
$250,000 |
$500,000 |
$1,000,000 |
| IV. |
Payment Card (PCI DSS)* |
$250,000 |
$500,000 |
$1,000,000 |
| V. |
Breach Event Costs |
$250,000 |
$500,000 |
$1,000,000 |
| VI. |
BrandGuard |
$250,000 |
$500,000 |
$1,000,000 |
| VII. |
System Failure |
$250,000 |
$500,000 |
$1,000,000 |
| VIII. |
Cyber Extortion |
$250,000 |
$500,000 |
$1,000,000 |
| IX. |
Cyber Crime* |
$25,000 |
$50,000 |
$100,000 |
| X. |
Businessowner ID Theft |
$150,000 |
$200,000 |
$250,000 |
*Further sublimits and conditions may apply
| Franchisee Annual Aggregate Limit: |
$250,000 |
$500,000 |
$1,000,000 |
All claims must be directed to the following:
Tokio Marine HCC Cyber & Professional Lines Group Claims Department
16501 Ventura Blvd., Suite 200
Encino, CA 91436 Telephone: (888) 627-8995
Email: cpl.claims@tmhcc.com
This document provides summary information only. Please read the entire policy for terms, conditions, exclusions and limitations.