Restoration Risk Retention Group, Inc. (RRRG) is a stock insurance company owned by its policyholders who consist of SERVPRO^® and SERVPRO^® Franchisees.

The Restoration RRG was created in 2005 to provide highly specialized, affordable insurance products, to cover SERVPRO^® Franchisees and their employees while restoring residential and commercial properties that have sustained fire, smoke and water damage.

The Restoration RRG offers Commercial General Liability, Excess Liability, Contractor’s Pollution Liability, Cyber Liability and Limited Services and Repair, operates in all states and is domiciled in Vermont.
 

How to Become a Restoration RRG Policyholder

The Restoration RRG insurance policies are reserved for SERVPRO^® Franchisees only. An initial capital contribution fee of $200 per Franchise is required to enroll and is collected at the time of binding any RRRG policy.
 

Policy Dividends

The Restoration R​RG has the potential to offer members a dividend at their policy renewal date based on the following:

• The policyholder must have been a member a minimum of three years
• The policyholder’s insurance policies must maintain a low ratio
• The financial result of the Restoration RRG

Dividends are not guaranteed and may vary depending on the amount of the client’s premium and years in the RRG.
 

Financial Rating

Risk retention groups are not required to obtain a financial rating, however Restoration RRG chose to apply for one to help highlight its financial strength.

A.M. Best Company Rating: ‘A‘ (Excellent)  VI